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5 Steps To Paying Off Your Debt |
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- Make a payment schedule that hits your
principal. You don’t want to be in a situation where
you only pay interest.
- Contact the credit card companies and see
if you can get them to lower your interest.
- Consolidate your credit cards. Remember
to cut up all the remaining cards when you do this!
- If the above does not work, seek credit
counselling to assist you on a debt repayment
program.
- Consider a second job if needed.
Tip: You don’t
want to be caught in a vicious credit cycle. The last
thing you need is to accumulate more interest. You need
to make sure that you are hitting as much of your
principle as you can, without going into further debt. |
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