10 Ways To Cut Spending
- Entertainment (Restaurants/Movies/Drinks)
- Clothing (Specifically Brand Names)
- Coffee/Lattes - Do you really need that $4.00 coffee?
- Pack a lunch! Eating take-out five days a week at lunch can add up quickly. $10-$20 a day works out to $50-$100 a week, which adds up to $200-$400 a month!
- Cabs - Leave some extra time to use public transportation the savings will be huge.
- Transportation (Try public transit or carpooling)
- Beauty products/Makeup - instead of 10 lipsticks narrow it to 5
- Gym membership (if you don’t use it) or try the Y.M.C.A- they charge you according to what you can afford.
- Groceries (Avoid high end grocery stores)- View Eating Organic on a budget
- Rent (consider a cheaper place or getting a roommate)
Tip: Take a look at what you are spending money on. Pinpoint your top three spending habits. Those are the areas in which you need to cut.