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How To Become Financially
Compatible With Your Partner |
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Every couple needs to work at becoming financially
compatible. The key is communication and honesty. Easier
said than done you say? Here are some suggestions to
help you and your partner develop healthy financial
habits |
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- Schedule a time to talk finances. When is
the right time to discuss money? Choose a time when
you have the least amount of stress and can
concentrate on the issue at hand. This time should
be scheduled, and treated no differently than any
other appointment you’ve committed to. Your finances
are important – take them seriously.
- Consider your financial goals. Identify
your short and long term financial goals, both
individually and as a couple. Discuss the steps to
take to achieve them. Be prepared to compromise.
What is important to you may not be important to
your partner.
- Commit to your plan. Write down your
goals and action plan. Affixing them to your fridge
or to the wall in your home office will help you
both remember the financial dreams you have for
yourself and for each other.
- Review your plan regularly. You and your
partner may decide reviewing your financial goals
once a year is enough. Others may prefer to do so
monthly, or on a quarterly basis. In any case,
discuss what is and is not working in your action
plan. Have the steps you’ve taken brought you closer
to attaining your goals? Why or why not? Maybe you
discover your goals have changed. That’s okay. Make
the necessary adjustments and move forward with your
new plan.
Tip: Talking
about financial issues in a relationship can be
stressful. This doesn’t have to be the case. An open
dialogue between you and your partner and a willingness
to compromise will help you overcome your financial
differences, and can only strengthen your relationship. |
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